Be careful of this new Modus Operandi
Good day to you my friends and readers. In this day and age, almost everyone has a credit card, well almost everyone that I know that is. Credit cards are a wonder, that I have to agree, they provide us comfort, they provide us flexibility and of course they provide us credit and not mention perks such as air miles, free food, free services and many many more to mention. I have been a user of credit cards for the past 14 years... oops there my age is showing. But through all these hard times and different gimmicks that I have fallen prey unto, nothing has prepared me for this FRAUD, that is now circling credit card users. Let me share to you my experience on how this came about and how to resolve this.
I am not going to name the bank or the credit card provider since I am really not sure if they are the ones selling our information to others, or just that we are being careless. So here it goes, about a month ago, I received a phone call from this so called credit card provider, she or he specifically looked for me and finally when they got through to me, the first thing that they told me is this "Good day Sir! I am ****** from this particular bank and I would just like to inform you that you have been upgraded to a Platinum card from your present Gold card, and what's more is that you get this Platinum card with no annual fees forever."
Wow!! Was that something I wanna hear, A Platinum card with no annual fees forever. Too good to be true, maybe it really is. So after telling me that, he/she says that please wait for the letter of cancellation of your credit cards from your bank, so that you can be provided with the new Platinum card, so I said, Ok sure! Just send me the letter so that we could process this. I have heard of the perks of being a Platinum card holder and thus this was kinda hard to ignore and hard to resist as well.
Good day to you my friends and readers. In this day and age, almost everyone has a credit card, well almost everyone that I know that is. Credit cards are a wonder, that I have to agree, they provide us comfort, they provide us flexibility and of course they provide us credit and not mention perks such as air miles, free food, free services and many many more to mention. I have been a user of credit cards for the past 14 years... oops there my age is showing. But through all these hard times and different gimmicks that I have fallen prey unto, nothing has prepared me for this FRAUD, that is now circling credit card users. Let me share to you my experience on how this came about and how to resolve this.
I am not going to name the bank or the credit card provider since I am really not sure if they are the ones selling our information to others, or just that we are being careless. So here it goes, about a month ago, I received a phone call from this so called credit card provider, she or he specifically looked for me and finally when they got through to me, the first thing that they told me is this "Good day Sir! I am ****** from this particular bank and I would just like to inform you that you have been upgraded to a Platinum card from your present Gold card, and what's more is that you get this Platinum card with no annual fees forever."
Wow!! Was that something I wanna hear, A Platinum card with no annual fees forever. Too good to be true, maybe it really is. So after telling me that, he/she says that please wait for the letter of cancellation of your credit cards from your bank, so that you can be provided with the new Platinum card, so I said, Ok sure! Just send me the letter so that we could process this. I have heard of the perks of being a Platinum card holder and thus this was kinda hard to ignore and hard to resist as well.
